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	<title>Southern Maryland Real Estate</title>
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	<description>Century 21 New Millennium</description>
	<lastBuildDate>Tue, 22 Nov 2011 16:01:59 +0000</lastBuildDate>
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		<title>No income limit for FHA-insured loans</title>
		<link>http://teambenya.com/no-income-limit-for-fha-insured-loans/</link>
		<comments>http://teambenya.com/no-income-limit-for-fha-insured-loans/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 12:05:18 +0000</pubDate>
		<dc:creator>TeamBenya</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Financing]]></category>

		<guid isPermaLink="false">http://teambenya.com/?p=26</guid>
		<description><![CDATA[As you may know, there is no income limit for borrowers seeking FHA-insured loans. However, FHA-insured mortgages cannot exceed a maximum mortgage amount set by law. The maximum mortgage amounts allowed for FHA-insured loans are set area-by-area, and different limits are in effect for one-family, two-family, three-family, and four-family properties. Limits for high- and low-cost areas are subject to a statutory floor and ceiling. For FY2011, the maximum loan amount for a one-family home is the higher of either 125% [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Southern Maryland Real Estate Market Update September 2011</title>
		<link>http://teambenya.com/southern-maryland-real-estate-market-update-september-2011/</link>
		<comments>http://teambenya.com/southern-maryland-real-estate-market-update-september-2011/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 12:05:33 +0000</pubDate>
		<dc:creator>TeamBenya</dc:creator>
				<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://teambenya.com/?p=22</guid>
		<description><![CDATA[The Southern Maryland Real Estate Market has been changing, Current inventory is down and home are selling! Check out this great video on the current market data. September 2011 Southern Maryland MarketWatch]]></description>
		<wfw:commentRss>http://teambenya.com/southern-maryland-real-estate-market-update-september-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://teambenya.com/wp-content/uploads/2011/09/August-2011-Southern-Maryland-MarketWatch.mp4" length="7504970" type="video/mp4" />
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		<item>
		<title>Charles County SELP Funds Available Again!</title>
		<link>http://teambenya.com/charles-county-selp-funds-available-again/</link>
		<comments>http://teambenya.com/charles-county-selp-funds-available-again/#comments</comments>
		<pubDate>Tue, 26 Oct 2010 15:00:11 +0000</pubDate>
		<dc:creator>Team Benya</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Buying assistance]]></category>
		<category><![CDATA[Charles County]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Selp Program]]></category>
		<category><![CDATA[SOMD]]></category>
		<category><![CDATA[Southern Maryland]]></category>

		<guid isPermaLink="false">http://teambenya.com/?p=4759</guid>
		<description><![CDATA[Many people have asked me &#8220;when will the SELP program come back to Charles County?&#8221;. Well i am happy to announce the funds are back! Borrowers can now qualify to get up to $6000.00 in assistance towards the purchase of there next home. This funding is paid back when the home is sold. These funds are limited and no one knows how long these funds will last. Applications have already started coming in! Income limits for the program are $72,500.00 for [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bank of America partially lifting nationwide freeze on foreclosure</title>
		<link>http://teambenya.com/bank-of-america-partially-lifting-nationwide-freeze-on-foreclosure/</link>
		<comments>http://teambenya.com/bank-of-america-partially-lifting-nationwide-freeze-on-foreclosure/#comments</comments>
		<pubDate>Mon, 25 Oct 2010 15:55:41 +0000</pubDate>
		<dc:creator>Team Benya</dc:creator>
				<category><![CDATA[Forclosures]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bank of america]]></category>
		<category><![CDATA[foreclosure freeze]]></category>
		<category><![CDATA[Homes]]></category>
		<category><![CDATA[Market]]></category>
		<category><![CDATA[SOMD]]></category>
		<category><![CDATA[Southern Maryland]]></category>
		<category><![CDATA[Team Benya]]></category>

		<guid isPermaLink="false">http://teambenya.com/?p=4754</guid>
		<description><![CDATA[Bank of America says it is partially lifting its nationwide freeze on foreclosures even as regulators pressed for an investigation of major banks. The move by Bank of America, the largest mortgage servicing lender, could lift investor hopes for an easing in the foreclosure documents crisis. The foreclosure woes have threatened bank earnings and cast even more doubt on the health of the fragile US housing market. At issue are allegations that banks failed to review foreclosure documents properly or submitted false statements [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Pisgah Park Officially Open!</title>
		<link>http://teambenya.com/pisgah-park-officially-open/</link>
		<comments>http://teambenya.com/pisgah-park-officially-open/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 01:47:13 +0000</pubDate>
		<dc:creator>Team Benya</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Parks]]></category>
		<category><![CDATA[Pisgah Park]]></category>

		<guid isPermaLink="false">http://teambenya.com/?p=4699</guid>
		<description><![CDATA[Despite the gloomy weather, Gena Miller and Delfina Marshall were happy women Wednesday morning, after celebrating Pisgah Park&#8217;s official opening with county leaders and administrators. Teammates with the Women&#8217;s Instructional Soccer Experience soccer league, Miller and Marshall said the park means more opportunities to play the beautiful game. &#8220;Now we&#8217;re at the Bryans Road-Pomonkey annex,&#8221; Miller said. &#8220;The nice part about this facility is the lights. That gives the adults an opportunity to play at night.&#8221; More opportunities for recreation [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Waldorf West Library Ground Breaking</title>
		<link>http://teambenya.com/waldorf-west-library-ground-breaking/</link>
		<comments>http://teambenya.com/waldorf-west-library-ground-breaking/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 16:46:11 +0000</pubDate>
		<dc:creator>Team Benya</dc:creator>
				<category><![CDATA[Community]]></category>

		<guid isPermaLink="false">http://teambenya.com/?p=4679</guid>
		<description><![CDATA[At 10:00 AM in Waldorf off Smallwood Dr, the New Waldorf West Library begin Breaking Ground. All the County Commissioners will be there in celebration.]]></description>
		<wfw:commentRss>http://teambenya.com/waldorf-west-library-ground-breaking/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Surplus Property For Sale By Charles County Commissioners</title>
		<link>http://teambenya.com/surplus-property-for-sale-by-charles-county-commissioners/</link>
		<comments>http://teambenya.com/surplus-property-for-sale-by-charles-county-commissioners/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 16:21:02 +0000</pubDate>
		<dc:creator>Team Benya</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Charles County Commissioners]]></category>
		<category><![CDATA[Land]]></category>

		<guid isPermaLink="false">http://teambenya.com/?p=4671</guid>
		<description><![CDATA[Working in the Southern Maryland Real Estate Market and Working allot with land, i take note of properties for sale in the area. I was driving down Middletown Rd close to where i have listed land before and noticed this sign. Now i know the Charles County Commissioners own allot of land in Charles County, But i didn&#8217;t know they had a surplus! A surplus is great in this county and a sign like this in the Targeted Development District [...]]]></description>
		<wfw:commentRss>http://teambenya.com/surplus-property-for-sale-by-charles-county-commissioners/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>St. Charles Town Center Mall Improvements!</title>
		<link>http://teambenya.com/st-charles-town-center-mall-improvements/</link>
		<comments>http://teambenya.com/st-charles-town-center-mall-improvements/#comments</comments>
		<pubDate>Sat, 27 Mar 2010 16:08:16 +0000</pubDate>
		<dc:creator>Jon Benya Former Member of Century 21 New Millennium Team Benya</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Mall]]></category>
		<category><![CDATA[SOMD]]></category>
		<category><![CDATA[Waldorf]]></category>

		<guid isPermaLink="false">http://teambenya.com/?p=4571</guid>
		<description><![CDATA[I digress, I haven&#8217;t been impressed with the mall here in Charles County recently.  One of the reasons is because they have been doing a lot of renovation work on it, and navigating through a maze of cones and equipment isn&#8217;t exactly my cup of tea. It looks like they&#8217;re getting close to finishing their work, so I stopped by to take a couple of pictures and see what the changes look like. In short, I think the modernization project looks [...]]]></description>
		<wfw:commentRss>http://teambenya.com/st-charles-town-center-mall-improvements/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoiding Foreclosure, Why it Matters and How To Do It!</title>
		<link>http://teambenya.com/avoiding-foreclosure-why-it-matters-and-how-to-do-it/</link>
		<comments>http://teambenya.com/avoiding-foreclosure-why-it-matters-and-how-to-do-it/#comments</comments>
		<pubDate>Fri, 10 Jul 2009 16:12:37 +0000</pubDate>
		<dc:creator>Jon Benya Former Member of Century 21 New Millennium Team Benya</dc:creator>
				<category><![CDATA[Forclosures]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://teambenya.com/?p=4323</guid>
		<description><![CDATA[Are you falling behind on your mortgage payments?  Are you at risk of losing your home because that pesky arm has made your payments impossible? There IS hope for people out that who are at risk of losing their home.  If you&#8217;re worried about foreclosure, here&#8217;s a few important things to do to help you avoid foreclosure. 1.  Don&#8217;t Ignore the Problem If you find that you are unable to make your payments you need to approach the problem in [...]]]></description>
		<wfw:commentRss>http://teambenya.com/avoiding-foreclosure-why-it-matters-and-how-to-do-it/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Considering A Short Sale</title>
		<link>http://teambenya.com/considering-a-short-sale/</link>
		<comments>http://teambenya.com/considering-a-short-sale/#comments</comments>
		<pubDate>Mon, 29 Jun 2009 16:27:56 +0000</pubDate>
		<dc:creator>Jon Benya Former Member of Century 21 New Millennium Team Benya</dc:creator>
				<category><![CDATA[Selling]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://teambenya.com/?p=4347</guid>
		<description><![CDATA[A lot of people are facing some very hard decisions right now.  Being Foreclosed on is a process that can be embarrassing, humiliating, it destroys good credit records, and is often a very traumatic experience for good people swallowed up by bad loans. There are options to avoid situations like this if you find you are behind on your mortgage, however, and one of those options is to consider doing a Short Sale. A Short Sale is a process by which the homeowner [...]]]></description>
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		<slash:comments>0</slash:comments>
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